{"id":574,"date":"2025-06-16T13:40:10","date_gmt":"2025-06-16T11:40:10","guid":{"rendered":"https:\/\/basquefik.com\/resources\/publicaciones-y-estudios\/"},"modified":"2026-09-16T09:52:39","modified_gmt":"2026-09-16T07:52:39","slug":"publications-and-reports","status":"publish","type":"page","link":"https:\/\/basquefik.com\/en\/resources\/publications-and-reports\/","title":{"rendered":"Publications and Reports"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row el_class=&#8221;bfk-somos-header bfk-somos-header&#8211;gold&#8221;][vc_column][vc_column_text]<\/p>\n<div class=\"bfk-header-inner\"><span class=\"bfk-dots\"><svg class=\"overflow-visible w-full\" width=\"194\" height=\"200\" viewBox=\"0 0 194 200\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"> \t\t\t\t\t\t\t<g> \t\t\t\t\t\t\t\t<path class=\"dot\" d=\"M20.453 18.32C20.4697 19.9362 20.0068 21.5212 19.1228 22.8744C18.2388 24.2276 16.9734 25.2883 15.4866 25.9223C13.9998 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src=\"https:\/\/basquefik.com\/wp-content\/uploads\/2025\/06\/recursos-icon1.svg\" alt=\"\" \/><\/p>\n<h2 class=\"bfk-resources-subheader__title\">Publications and Reports<\/h2>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_class=&#8221;bfk-resource-item&#8221;][vc_column][vc_column_text]<\/p>\n<div class=\"bfk-resource-item__inner\">\n<article>\n<h3 class=\"bfk-resource-item__title\">INFORME DE COMPETITIVIDAD DEL PA\u00cdS VASCO 2024<\/h3>\n<div class=\"bfk-resource-item__body\">\n<div class=\"bfk-resource-item__meta\">\n<ul>\n<li><svg width=\"22\" height=\"24\" viewBox=\"0 0 22 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M18.5636 24H3.43782C1.54213 24 0 22.3178 0 20.2499V3.7501C0 1.68222 1.54213 0 3.43782 0H18.5636C20.4593 0 22.0014 1.68222 22.0014 3.7501V15.5625C22.0014 16.0804 21.6166 16.5002 21.1419 16.5002C20.6672 16.5002 20.2824 16.0804 20.2824 15.5625V3.7501C20.2824 2.71616 19.5111 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d=\"M14.6253 13.922C14.6253 13.4041 14.2405 12.9844 13.7658 12.9844C13.2911 12.9844 12.9062 13.4041 12.9062 13.922C12.9062 14.4398 13.2911 14.8596 13.7658 14.8596C14.2405 14.8596 14.6253 14.4398 14.6253 13.922Z\" fill=\"#A38254\"\/><path d=\"M18.3636 13.922C18.3636 13.4041 17.9788 12.9844 17.5041 12.9844C17.0293 12.9844 16.6445 13.4041 16.6445 13.922C16.6445 14.4398 17.0293 14.8596 17.5041 14.8596C17.9788 14.8596 18.3636 14.4398 18.3636 13.922Z\" fill=\"#A38254\"\/><path d=\"M11.8752 5.62497C11.4004 5.62497 11.0156 5.20521 11.0156 4.68736V0.937613C11.0156 0.419764 11.4004 0 11.8752 0C12.3499 0 12.7347 0.419764 12.7347 0.937613V4.68771C12.7347 5.20556 12.3499 5.62532 11.8752 5.62532V5.62497Z\" fill=\"#A38254\"\/><path d=\"M16.7528 23.9997C16.1881 23.9997 15.6393 23.762 15.228 23.3352C15.2255 23.3324 15.2229 23.33 15.2203 23.3272L12.478 20.4078C12.1383 20.046 12.1315 19.4526 12.4631 19.0821C12.7948 18.7115 13.3388 18.7041 13.6785 19.0659L16.4163 21.9803C16.5513 22.1185 16.7047 22.1294 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1.87487H11.4925C10.5447 1.87487 9.77376 2.71581 9.77376 3.74975V5.10923C9.77376 5.62708 9.38895 6.04685 8.91422 6.04685C8.4395 6.04685 8.05469 5.62708 8.05469 5.10923V3.74975C8.05469 1.68222 9.59682 0 11.4925 0H12.3456C14.2413 0 15.7834 1.68222 15.7834 3.7501V5.10958C15.7834 5.62743 15.3986 6.0472 14.9239 6.0472V6.04685Z\" fill=\"#A38254\"\/><path d=\"M21.9312 10.4062H1.99235C1.51762 10.4062 1.13281 9.98647 1.13281 9.46862C1.13281 8.95077 1.51762 8.53101 1.99235 8.53101H21.9312C22.4059 8.53101 22.7907 8.95077 22.7907 9.46862C22.7907 9.98647 22.4059 10.4062 21.9312 10.4062Z\" fill=\"#A38254\"\/><path d=\"M8.22282 13.6872C7.74809 13.6872 7.36328 13.2675 7.36328 12.7496V9.93712C7.36328 9.41928 7.74809 8.99951 8.22282 8.99951C8.69754 8.99951 9.08235 9.41928 9.08235 9.93712V12.7496C9.08235 13.2675 8.69754 13.6872 8.22282 13.6872Z\" fill=\"#A38254\"\/><path d=\"M8.22282 23.6247C7.74809 23.6247 7.36328 23.2049 7.36328 22.6871V16.4996C7.36328 15.9818 7.74809 15.562 8.22282 15.562C8.69754 15.562 9.08235 15.9818 9.08235 16.4996V22.6871C9.08235 23.2049 8.69754 23.6247 8.22282 23.6247Z\" fill=\"#A38254\"\/><\/svg><span>Informe<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"bfk-resource-item__content\">\n<p><p>Este Informe de Competitividad\u00a0profundiza en el eje transversal de inclusi\u00f3n\u00a0con el objetivo de reflexionar sobre los retos que afrontamos para asegurar una competitividad inclusiva que sea capaz de generar un bienestar inclusivo.\u00a0En Orkestra creemos que cuantas m\u00e1s personas participen en los procesos de construcci\u00f3n de la competitividad, m\u00e1s inclusivo ser\u00e1 el bienestar que de esta redunda, ya que son dos caras de la misma moneda que no se pueden entender la una sin la otra.<\/p>\n<\/p>\n<\/div>\n<\/div>\n<div class=\"bfk-resource-item__action\"><a class=\"bfk-resource-item__btn\" href=\"https:\/\/www.orkestra.deusto.es\/es\/investigacion\/informe-de-competitividad-del-pais-vasco\" target=\"_blank\" rel=\"noopener\">View more<\/a><\/div>\n<\/article>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_class=&#8221;bfk-resource-item&#8221;][vc_column][vc_column_text]<\/p>\n<div class=\"bfk-resource-item__inner\">\n<article>\n<h3 class=\"bfk-resource-item__title\">Situaci\u00f3n Pa\u00eds Vasco 2024<\/h3>\n<div class=\"bfk-resource-item__body\">\n<div class=\"bfk-resource-item__meta\">\n<ul>\n<li><svg width=\"22\" height=\"24\" viewBox=\"0 0 22 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M18.5636 24H3.43782C1.54213 24 0 22.3178 0 20.2499V3.7501C0 1.68222 1.54213 0 3.43782 0H18.5636C20.4593 0 22.0014 1.68222 22.0014 3.7501V15.5625C22.0014 16.0804 21.6166 16.5002 21.1419 16.5002C20.6672 16.5002 20.2824 16.0804 20.2824 15.5625V3.7501C20.2824 2.71616 19.5111 1.87523 18.5636 1.87523H3.43782C2.48997 1.87523 1.71907 2.71651 1.71907 3.7501V20.2499C1.71907 21.2838 2.4903 22.1248 3.43782 22.1248H18.5636C19.5115 22.1248 20.2824 21.2835 20.2824 20.2499C20.2824 19.7321 20.6672 19.3123 21.1419 19.3123C21.6166 19.3123 22.0014 19.7321 22.0014 20.2499C22.0014 22.3178 20.4593 24 18.5636 24Z\" fill=\"#A38254\"\/><path d=\"M11.0002 19.3123C10.5254 19.3123 10.1406 18.8926 10.1406 18.3747V8.90612C10.1406 8.38827 10.5254 7.96851 11.0002 7.96851C11.4749 7.96851 11.8597 8.38827 11.8597 8.90612V18.3747C11.8597 18.8926 11.4749 19.3123 11.0002 19.3123Z\" fill=\"#A38254\"\/><path d=\"M11.8597 5.62511C11.8597 6.14296 11.4749 6.56273 11.0002 6.56273C10.5254 6.56273 10.1406 6.14296 10.1406 5.62511C10.1406 5.10726 10.5254 4.6875 11.0002 4.6875C11.4749 4.6875 11.8597 5.10726 11.8597 5.62511Z\" fill=\"#A38254\"\/><\/svg><span>BBVA Research<\/span><\/li>\n<li><svg width=\"23\" height=\"24\" viewBox=\"0 0 23 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M11.575 23.9999H4.35578C2.4601 23.9999 0.917969 22.3177 0.917969 20.2498V5.62485C0.917969 3.55697 2.4601 1.87476 4.35578 1.87476H19.4816C21.3773 1.87476 22.9194 3.55697 22.9194 5.62485V12.281C22.9194 12.7988 22.5346 13.2186 22.0599 13.2186C21.5851 13.2186 21.2003 12.7988 21.2003 12.281V5.62485C21.2003 4.59091 20.4291 3.74998 19.4816 3.74998H4.35578C3.40794 3.74998 2.63704 4.59127 2.63704 5.62485V20.2498C2.63704 21.2837 3.40827 22.1247 4.35578 22.1247H11.575C12.0497 22.1247 12.4345 22.5444 12.4345 23.0623C12.4345 23.5801 12.0497 23.9999 11.575 23.9999Z\" fill=\"#A38254\"\/><path d=\"M6.28922 8.90601C5.8145 8.90601 5.42969 9.32577 5.42969 9.84362C5.42969 10.3615 5.8145 10.7812 6.28922 10.7812C6.76395 10.7812 7.14876 10.3615 7.14876 9.84362C7.14876 9.32577 6.76395 8.90601 6.28922 8.90601Z\" fill=\"#A38254\"\/><path d=\"M10.0275 8.90601C9.55278 8.90601 9.16797 9.32577 9.16797 9.84362C9.16797 10.3615 9.55278 10.7812 10.0275 10.7812C10.5022 10.7812 10.887 10.3615 10.887 9.84362C10.887 9.32577 10.5022 8.90601 10.0275 8.90601Z\" fill=\"#A38254\"\/><path d=\"M13.7658 8.90601C13.2911 8.90601 12.9062 9.32577 12.9062 9.84362C12.9062 10.3615 13.2911 10.7812 13.7658 10.7812C14.2405 10.7812 14.6253 10.3615 14.6253 9.84362C14.6253 9.32577 14.2405 8.90601 13.7658 8.90601Z\" fill=\"#A38254\"\/><path d=\"M17.5041 8.90601C17.0293 8.90601 16.6445 9.32577 16.6445 9.84362C16.6445 10.3615 17.0293 10.7812 17.5041 10.7812C17.9788 10.7812 18.3636 10.3615 18.3636 9.84362C18.3636 9.32577 17.9788 8.90601 17.5041 8.90601Z\" fill=\"#A38254\"\/><path d=\"M7.14876 13.922C7.14876 13.4041 6.76395 12.9844 6.28922 12.9844C5.8145 12.9844 5.42969 13.4041 5.42969 13.922C5.42969 14.4398 5.8145 14.8596 6.28922 14.8596C6.76395 14.8596 7.14876 14.4398 7.14876 13.922Z\" fill=\"#A38254\"\/><path d=\"M7.14876 17.9999C7.14876 17.482 6.76395 17.0623 6.28922 17.0623C5.8145 17.0623 5.42969 17.482 5.42969 17.9999C5.42969 18.5177 5.8145 18.9375 6.28922 18.9375C6.76395 18.9375 7.14876 18.5177 7.14876 17.9999Z\" fill=\"#A38254\"\/><path d=\"M10.887 13.922C10.887 13.4041 10.5022 12.9844 10.0275 12.9844C9.55278 12.9844 9.16797 13.4041 9.16797 13.922C9.16797 14.4398 9.55278 14.8596 10.0275 14.8596C10.5022 14.8596 10.887 14.4398 10.887 13.922Z\" fill=\"#A38254\"\/><path d=\"M10.887 17.9999C10.887 17.482 10.5022 17.0623 10.0275 17.0623C9.55278 17.0623 9.16797 17.482 9.16797 17.9999C9.16797 18.5177 9.55278 18.9375 10.0275 18.9375C10.5022 18.9375 10.887 18.5177 10.887 17.9999Z\" fill=\"#A38254\"\/><path d=\"M6.28922 5.62497C5.8145 5.62497 5.42969 5.20521 5.42969 4.68736V0.937613C5.42969 0.419764 5.8145 0 6.28922 0C6.76395 0 7.14876 0.419764 7.14876 0.937613V4.68771C7.14876 5.20556 6.76395 5.62532 6.28922 5.62532V5.62497Z\" fill=\"#A38254\"\/><path d=\"M17.5041 5.62497C17.0293 5.62497 16.6445 5.20521 16.6445 4.68736V0.937613C16.6445 0.419764 17.0293 0 17.5041 0C17.9788 0 18.3636 0.419764 18.3636 0.937613V4.68771C18.3636 5.20556 17.9788 5.62532 17.5041 5.62532V5.62497Z\" fill=\"#A38254\"\/><path d=\"M14.6253 13.922C14.6253 13.4041 14.2405 12.9844 13.7658 12.9844C13.2911 12.9844 12.9062 13.4041 12.9062 13.922C12.9062 14.4398 13.2911 14.8596 13.7658 14.8596C14.2405 14.8596 14.6253 14.4398 14.6253 13.922Z\" fill=\"#A38254\"\/><path d=\"M18.3636 13.922C18.3636 13.4041 17.9788 12.9844 17.5041 12.9844C17.0293 12.9844 16.6445 13.4041 16.6445 13.922C16.6445 14.4398 17.0293 14.8596 17.5041 14.8596C17.9788 14.8596 18.3636 14.4398 18.3636 13.922Z\" fill=\"#A38254\"\/><path d=\"M11.8752 5.62497C11.4004 5.62497 11.0156 5.20521 11.0156 4.68736V0.937613C11.0156 0.419764 11.4004 0 11.8752 0C12.3499 0 12.7347 0.419764 12.7347 0.937613V4.68771C12.7347 5.20556 12.3499 5.62532 11.8752 5.62532V5.62497Z\" fill=\"#A38254\"\/><path d=\"M16.7528 23.9997C16.1881 23.9997 15.6393 23.762 15.228 23.3352C15.2255 23.3324 15.2229 23.33 15.2203 23.3272L12.478 20.4078C12.1383 20.046 12.1315 19.4526 12.4631 19.0821C12.7948 18.7115 13.3388 18.7041 13.6785 19.0659L16.4163 21.9803C16.5513 22.1185 16.7047 22.1294 16.7843 22.1238C16.862 22.1181 17.007 22.0865 17.1227 21.9402L21.3589 15.4856C21.6351 15.0644 22.172 14.9677 22.5581 15.269C22.9442 15.5703 23.0328 16.156 22.7566 16.5772L18.5031 23.0582C18.4937 23.0723 18.4841 23.0863 18.4741 23.0997C18.088 23.6239 17.5137 23.9501 16.8988 23.9948C16.8501 23.9983 16.8014 24 16.7528 24V23.9997Z\" fill=\"#A38254\"\/><\/svg><span>30\/04\/2024<\/span><\/li>\n<li><svg width=\"23\" height=\"24\" viewBox=\"0 0 23 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M15.9143 20.7187C13.7108 20.7187 11.918 18.763 11.918 16.3594C11.918 13.9557 13.7108 12 15.9143 12C18.1178 12 19.9106 13.9557 19.9106 16.3594C19.9106 18.763 18.1178 20.7187 15.9143 20.7187ZM15.9143 13.8752C14.6584 13.8752 13.6367 14.9897 13.6367 16.3597C13.6367 17.7297 14.6584 18.8442 15.9143 18.8442C17.1702 18.8442 18.1919 17.7297 18.1919 16.3597C18.1919 14.9897 17.1702 13.8752 15.9143 13.8752Z\" fill=\"#A38254\"\/><path d=\"M21.6273 23.5309C21.4091 23.5309 21.191 23.4409 21.0234 23.2605L17.5211 19.4872C17.1833 19.1234 17.1801 18.5299 17.5137 18.1615C17.8472 17.793 18.3913 17.7895 18.729 18.1534L22.2313 21.9267C22.569 22.2906 22.5723 22.884 22.2387 23.2524C22.0705 23.4381 21.8491 23.5312 21.6273 23.5312V23.5309Z\" fill=\"#A38254\"\/><path d=\"M17.3329 23.9998H4.35578C2.4601 23.9998 0.917969 22.3176 0.917969 20.2497V8.01719C0.917969 5.94931 2.4601 4.26709 4.35578 4.26709H19.4816C21.3773 4.26709 22.9194 5.94931 22.9194 8.01719V17.9059C22.9194 18.4237 22.5346 18.8435 22.0599 18.8435C21.5851 18.8435 21.2003 18.4237 21.2003 17.9059V8.01719C21.2003 6.98325 20.4291 6.14232 19.4816 6.14232H4.35578C3.40794 6.14232 2.63704 6.98325 2.63704 8.01719V20.2497C2.63704 21.2837 3.40827 22.1246 4.35578 22.1246H17.3332C17.808 22.1246 18.1928 22.5444 18.1928 23.0622C18.1928 23.5801 17.808 23.9998 17.3332 23.9998H17.3329Z\" fill=\"#A38254\"\/><path d=\"M14.9239 6.04685C14.4491 6.04685 14.0643 5.62708 14.0643 5.10923V3.74975C14.0643 2.71581 13.2931 1.87487 12.3456 1.87487H11.4925C10.5447 1.87487 9.77376 2.71581 9.77376 3.74975V5.10923C9.77376 5.62708 9.38895 6.04685 8.91422 6.04685C8.4395 6.04685 8.05469 5.62708 8.05469 5.10923V3.74975C8.05469 1.68222 9.59682 0 11.4925 0H12.3456C14.2413 0 15.7834 1.68222 15.7834 3.7501V5.10958C15.7834 5.62743 15.3986 6.0472 14.9239 6.0472V6.04685Z\" fill=\"#A38254\"\/><path d=\"M21.9312 10.4062H1.99235C1.51762 10.4062 1.13281 9.98647 1.13281 9.46862C1.13281 8.95077 1.51762 8.53101 1.99235 8.53101H21.9312C22.4059 8.53101 22.7907 8.95077 22.7907 9.46862C22.7907 9.98647 22.4059 10.4062 21.9312 10.4062Z\" fill=\"#A38254\"\/><path d=\"M8.22282 13.6872C7.74809 13.6872 7.36328 13.2675 7.36328 12.7496V9.93712C7.36328 9.41928 7.74809 8.99951 8.22282 8.99951C8.69754 8.99951 9.08235 9.41928 9.08235 9.93712V12.7496C9.08235 13.2675 8.69754 13.6872 8.22282 13.6872Z\" fill=\"#A38254\"\/><path d=\"M8.22282 23.6247C7.74809 23.6247 7.36328 23.2049 7.36328 22.6871V16.4996C7.36328 15.9818 7.74809 15.562 8.22282 15.562C8.69754 15.562 9.08235 15.9818 9.08235 16.4996V22.6871C9.08235 23.2049 8.69754 23.6247 8.22282 23.6247Z\" fill=\"#A38254\"\/><\/svg><span>Informe<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"bfk-resource-item__content\">\n<p><p>El crecimiento del PIB per c\u00e1pita en el Pa\u00eds Vasco entre 2019 y 2025 podr\u00eda doblar al del conjunto de Espa\u00f1a. El PIB podr\u00eda aumentar un 2,0% en 2024 y un 2,8% en 2025.<\/p>\n<\/p>\n<\/div>\n<\/div>\n<div class=\"bfk-resource-item__action\"><a class=\"bfk-resource-item__btn\" href=\"https:\/\/basquefik.com\/wp-content\/uploads\/2025\/06\/be2502-art11-1.pdf\" download>View more<\/a><\/div>\n<\/article>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_class=&#8221;bfk-resource-item&#8221;][vc_column][vc_column_text]<\/p>\n<div class=\"bfk-resource-item__inner\">\n<article>\n<h3 class=\"bfk-resource-item__title\">Libro blanco de fintech 2.0<\/h3>\n<div class=\"bfk-resource-item__body\">\n<div class=\"bfk-resource-item__meta\">\n<ul>\n<li><svg width=\"22\" height=\"24\" viewBox=\"0 0 22 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M18.5636 24H3.43782C1.54213 24 0 22.3178 0 20.2499V3.7501C0 1.68222 1.54213 0 3.43782 0H18.5636C20.4593 0 22.0014 1.68222 22.0014 3.7501V15.5625C22.0014 16.0804 21.6166 16.5002 21.1419 16.5002C20.6672 16.5002 20.2824 16.0804 20.2824 15.5625V3.7501C20.2824 2.71616 19.5111 1.87523 18.5636 1.87523H3.43782C2.48997 1.87523 1.71907 2.71651 1.71907 3.7501V20.2499C1.71907 21.2838 2.4903 22.1248 3.43782 22.1248H18.5636C19.5115 22.1248 20.2824 21.2835 20.2824 20.2499C20.2824 19.7321 20.6672 19.3123 21.1419 19.3123C21.6166 19.3123 22.0014 19.7321 22.0014 20.2499C22.0014 22.3178 20.4593 24 18.5636 24Z\" fill=\"#A38254\"\/><path d=\"M11.0002 19.3123C10.5254 19.3123 10.1406 18.8926 10.1406 18.3747V8.90612C10.1406 8.38827 10.5254 7.96851 11.0002 7.96851C11.4749 7.96851 11.8597 8.38827 11.8597 8.90612V18.3747C11.8597 18.8926 11.4749 19.3123 11.0002 19.3123Z\" fill=\"#A38254\"\/><path d=\"M11.8597 5.62511C11.8597 6.14296 11.4749 6.56273 11.0002 6.56273C10.5254 6.56273 10.1406 6.14296 10.1406 5.62511C10.1406 5.10726 10.5254 4.6875 11.0002 4.6875C11.4749 4.6875 11.8597 5.10726 11.8597 5.62511Z\" fill=\"#A38254\"\/><\/svg><span>Asociaci\u00f3n Espa\u00f1ola Fintech e Insurtech<\/span><\/li>\n<li><svg width=\"23\" height=\"24\" viewBox=\"0 0 23 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M11.575 23.9999H4.35578C2.4601 23.9999 0.917969 22.3177 0.917969 20.2498V5.62485C0.917969 3.55697 2.4601 1.87476 4.35578 1.87476H19.4816C21.3773 1.87476 22.9194 3.55697 22.9194 5.62485V12.281C22.9194 12.7988 22.5346 13.2186 22.0599 13.2186C21.5851 13.2186 21.2003 12.7988 21.2003 12.281V5.62485C21.2003 4.59091 20.4291 3.74998 19.4816 3.74998H4.35578C3.40794 3.74998 2.63704 4.59127 2.63704 5.62485V20.2498C2.63704 21.2837 3.40827 22.1247 4.35578 22.1247H11.575C12.0497 22.1247 12.4345 22.5444 12.4345 23.0623C12.4345 23.5801 12.0497 23.9999 11.575 23.9999Z\" fill=\"#A38254\"\/><path d=\"M6.28922 8.90601C5.8145 8.90601 5.42969 9.32577 5.42969 9.84362C5.42969 10.3615 5.8145 10.7812 6.28922 10.7812C6.76395 10.7812 7.14876 10.3615 7.14876 9.84362C7.14876 9.32577 6.76395 8.90601 6.28922 8.90601Z\" fill=\"#A38254\"\/><path d=\"M10.0275 8.90601C9.55278 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18.1919 16.3597C18.1919 14.9897 17.1702 13.8752 15.9143 13.8752Z\" fill=\"#A38254\"\/><path d=\"M21.6273 23.5309C21.4091 23.5309 21.191 23.4409 21.0234 23.2605L17.5211 19.4872C17.1833 19.1234 17.1801 18.5299 17.5137 18.1615C17.8472 17.793 18.3913 17.7895 18.729 18.1534L22.2313 21.9267C22.569 22.2906 22.5723 22.884 22.2387 23.2524C22.0705 23.4381 21.8491 23.5312 21.6273 23.5312V23.5309Z\" fill=\"#A38254\"\/><path d=\"M17.3329 23.9998H4.35578C2.4601 23.9998 0.917969 22.3176 0.917969 20.2497V8.01719C0.917969 5.94931 2.4601 4.26709 4.35578 4.26709H19.4816C21.3773 4.26709 22.9194 5.94931 22.9194 8.01719V17.9059C22.9194 18.4237 22.5346 18.8435 22.0599 18.8435C21.5851 18.8435 21.2003 18.4237 21.2003 17.9059V8.01719C21.2003 6.98325 20.4291 6.14232 19.4816 6.14232H4.35578C3.40794 6.14232 2.63704 6.98325 2.63704 8.01719V20.2497C2.63704 21.2837 3.40827 22.1246 4.35578 22.1246H17.3332C17.808 22.1246 18.1928 22.5444 18.1928 23.0622C18.1928 23.5801 17.808 23.9998 17.3332 23.9998H17.3329Z\" fill=\"#A38254\"\/><path d=\"M14.9239 6.04685C14.4491 6.04685 14.0643 5.62708 14.0643 5.10923V3.74975C14.0643 2.71581 13.2931 1.87487 12.3456 1.87487H11.4925C10.5447 1.87487 9.77376 2.71581 9.77376 3.74975V5.10923C9.77376 5.62708 9.38895 6.04685 8.91422 6.04685C8.4395 6.04685 8.05469 5.62708 8.05469 5.10923V3.74975C8.05469 1.68222 9.59682 0 11.4925 0H12.3456C14.2413 0 15.7834 1.68222 15.7834 3.7501V5.10958C15.7834 5.62743 15.3986 6.0472 14.9239 6.0472V6.04685Z\" fill=\"#A38254\"\/><path d=\"M21.9312 10.4062H1.99235C1.51762 10.4062 1.13281 9.98647 1.13281 9.46862C1.13281 8.95077 1.51762 8.53101 1.99235 8.53101H21.9312C22.4059 8.53101 22.7907 8.95077 22.7907 9.46862C22.7907 9.98647 22.4059 10.4062 21.9312 10.4062Z\" fill=\"#A38254\"\/><path d=\"M8.22282 13.6872C7.74809 13.6872 7.36328 13.2675 7.36328 12.7496V9.93712C7.36328 9.41928 7.74809 8.99951 8.22282 8.99951C8.69754 8.99951 9.08235 9.41928 9.08235 9.93712V12.7496C9.08235 13.2675 8.69754 13.6872 8.22282 13.6872Z\" fill=\"#A38254\"\/><path d=\"M8.22282 23.6247C7.74809 23.6247 7.36328 23.2049 7.36328 22.6871V16.4996C7.36328 15.9818 7.74809 15.562 8.22282 15.562C8.69754 15.562 9.08235 15.9818 9.08235 16.4996V22.6871C9.08235 23.2049 8.69754 23.6247 8.22282 23.6247Z\" fill=\"#A38254\"\/><\/svg><span>Informe<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"bfk-resource-item__content\">\n<p><p>La industria fintech espa\u00f1ola y su marco regulatorio. Retos, oportunidades y las tendencias que marcar\u00e1n el futuro del sector.<\/p>\n<\/p>\n<\/div>\n<\/div>\n<div class=\"bfk-resource-item__action\"><a class=\"bfk-resource-item__btn\" href=\"https:\/\/basquefik.com\/wp-content\/uploads\/2025\/06\/AEFI_Libro-Blanco-de-FINTECH_2_0_OCT2024_DEF_DIGITAL-1.pdf\" download>View more<\/a><\/div>\n<\/article>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_class=&#8221;bfk-resource-back&#8221;][vc_column][vc_column_text]<\/p>\n<div class=\"bfk-resource-back__inner\"><a href=\"..\/\">Back to Resources<\/a><\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row el_class=&#8221;bfk-somos-header bfk-somos-header&#8211;gold&#8221;][vc_column][vc_column_text] Resources [\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_class=&#8221;bfk-resources-subheader&#8221;][vc_column][vc_column_text] Publications and Reports [\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_class=&#8221;bfk-resource-item&#8221;][vc_column][vc_column_text] INFORME DE COMPETITIVIDAD DEL PA\u00cdS VASCO 2024 Orkestra 11\/06\/2025 Informe Este Informe de Competitividad\u00a0profundiza en el eje transversal de inclusi\u00f3n\u00a0con el objetivo de reflexionar sobre los retos que afrontamos para asegurar una competitividad inclusiva que sea capaz de generar un bienestar inclusivo.\u00a0En [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":566,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-canvas.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-574","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Publications and 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